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In order to qualify for long term loans despite bad credit, you should keep handy the following: The main objective behind the initiation of Daily Loan was to make the concept of emergency cash loans online matching more transparent and dependable. Weâve made its operations such that the process of cash loans online matching is clear to the borrowers and direct lenders are adherent to their responsibilities. That's about it. The big catch is the cost. As usual, make sure you're getting a loan from an honest company (check for complaints online, and with the Better Business Bureau, you know the drill.) There are lots of consumer resources to help you.