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Following these steps will present your ability to pay. It still wonât show how the business will plan to collateralize the received loan. The applicants have to demonstrate this as well. They could use real estate, cars, inventory, accounts, as well as personal assets of the business owners. Other than real estate most other things are perceived as lesser but still they can make the potential lender more confident that the business is putting something valuable for them at stake. You May Also Like RubikLoan