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Many surveyed lenders automatically renew loans by electronically withdrawing the finance charge from the consumer's checking account every payday. If consumers fail to have enough money on deposit to cover the finance charge or repayment, both the payday lender and the bank will impose insufficient funds fees. When taking out a new loan, whether short or long term, a borrower should know the principal balance of the loan as. ToÂ Be Paid: $12,349.93
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