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The greatest benefit of a bridge loan is the fact that the lenders major concern is the value of the property; they donât care for you personally. The property secures you the loan that was offered, not your present credit status. The value of the property is the crucial thing in money loans. [link widoczny dla zalogowanych] This means you've still only borrowed Đ100, but are paying a big Đ50 in interest instead of the original Đ25. If you can't repay next month, the same thing will happen. This is where it can get dangerous and incredibly expensive, leaving you repaying many times more than you need to, as happened to forumite Super Daz . Many of the banks are under more scrutiny than ever before, so borrowers will be out of luck unless they have an amazing credit score.