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Approved For Bad Credit Loans Learn moreÂ about credit score Find out about re-payment terms. Ask the lender how long you have to pay the payday loan back. There should never be a penalty fee charged for paying a payday loan off in advance. Ask the lender about pre-payment penalties. If there are any, go someplace else for your loan. 1.Extend the loan. In this case, we would just collect the finance fee of 75.00 on your due date. You do not have to notify us if you will be extending the loan, as we will do it for you automatically.
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