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Real Payday Loans Online 90 Day Payday Loans Online Mortgage lenders rely heavily on your credit score to evaluate your qualifications for a home loan, because your score indicates how you have handled credit in the pastâwhich serves as a predictor of your future repayment pattern. According to Credit.com, excellent credit gets a score of 750 or above; good credit, 700-749; fair, 650-699; poor, 600-649; and bad credit is a score under 600.
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Installment loans help ease the stress of paying off bills or an unexpected emergency by allowing you to pay it back one payday at a time. Next time you think to yourself “I need a loan!” be sure to apply through us. If, for example, you received $1,200 a month starting at age 62, plus annual cost-of-living adjustments through age 70, you would have to repay about $130,000. That's a lot of money, but for some people it's worth the price to get an additional $900 a month in retirement. By comparison, it would cost a 70-year-old man about $190,000 to buy an immediate annuity that would provide $900 a month initially, plus annual inflation adjustments and a 100% survivor benefit. That's 46% more expensive than "buying" a lifetime annuity from Social Security. Because your credit score is such a crucial part of the loan application process, it is important to keep close tabs on your credit score in the months before you apply for an installment loan.
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