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Of course, the opposite can also happen. When stock prices fall, mutual funds find themselves with reduced assets, meaning their expense ratios will rise. That's what happened in 2009, when the stock market bottomed after the financial crisis, and the average expense ratio for stock funds rose to 0.87% from 0.83%. [link widoczny dla zalogowanych] With 6 Month Loans No Fee, you can easily find the right kind of loan based on your requirements and loan repayment capacity. The repayment tenure would be fixed depending upon your specific loan deal. The payday Installment loans available with us comes with reduced hassles of credit checking, so despite having bad credit you can have loans.