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"Easy Application USA Fast Payday Loan Online, Quick Approval. Simple Fast, Secure, Results Upon Completion, No Faxing. Fast Credit Check!." Payday loans are popular with people who don't qualify for conventional bank loans. Payday lenders usually don't do credit checks on borrowers, but borrowers do need to have a job and a checking account. Payday lenders approve loan amounts for customers based on their income. Borrowers are required to write postdated checks for the amount of their loans. The lenders hold the checks until a borrower's next payday, which is usually two weeks. The loan is paid back at that time when the lender cashes the borrower's postdated check. Customers may pay a fee of $15 or more for every $100 they borrow, according to the Associated Press. Payday loans are relatively expensive when compared with other loan products. Payday loans are not recommended as a long term financial solution and they should only be taken for emergency financial needs.
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