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Late Payments Posted by admin on January 11th, 2015. Filed under General How to Apply for Your First Business Loan
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If loans are left unpaid past the maturity day, lenders may process the postmarked check or debit authorization, depending on which was collected. If the borrowerâs account declines the debit authorization or bounces the postmarked check, due to non-sufficient funds (NSF), the borrower will typically incur NSF charges to their account. Additionally, the lender may also impose a returned item fee plus collection charges on the loan. Few students need same-day student loans, as most have parents who help them navigate the loan process and make their selections well in advance. But there are some students who do face the unexpected, and these students are left in dire need quite suddenly. For example, in May of 2013, The New York Times reported that at least 375 colleges were still accepting applications for the fall term. Students took advantage of this opportunity and decided late that they want to go to school may have needed same-day student loans to make it happen. Students have also been left in the lurch when parents who had planned to pick up the tab suddenly have a change in finances and can no longer pay for school. Have an active savings or checking account in your name
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