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As defined by the Small Business Administration (SBA) , a small business is any business venture which has less than 500 employees and less than $7 million in annual receipts. In the United States, there are various types of small business loans to satisfy the business plan being presented to the lender. Planned expenses According to credit reporting bureau Equifax, lending to people whose credit is less than perfect has increased substantially from 2011 to 2012. Lenders have increased lending to people with poor credit because these loans are more profitable. They are willing to lend to people who had good credit before the economic downturn.
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