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Do you just need a small advance against your pay to tide you over? Payday Loan Debt Help – Debt Elimination It is both simple and convenient to apply for a payday loan. There are no long forms to fill in and you can apply using our online form. You do not need to fax over any documents and do not need to undertake a credit check. Whether you are eligible or not is usually a simple matter of whether you are employed. If you are employed and meet our other criteria you can apply for a payday loan today and could have the money before the end of the day!