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Payday Cash Advance Loans Cash%20flow%20projection " href="http://www.businessnewsdaily.com/25-balance-sheet-financial-insights.html">Cash flow projection (a projection of income and expenses) While there are some lenders who may get consumer reports from credit reporting bureaus, you may still possibly qualify even if you have a low credit score. Negative entries like judgments, foreclosure, or credit card collections or charge-offs may not entirely disqualify you.